Thursday, December 25, 2008

stocks

Stocks are the investors instrument par excellence. They give high return but come with high risk. Not to be touch unless you are fully informed.

How to start investing with a small amount of money?
Fees and commissions and how they affect your portfolio.
How to choose a broker?
What is a stock?
Stocks have higher return than bonds
How to be rich buying stocks!!
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Wednesday, December 24, 2008

Investment strategies

An investor must be able to analyze company financial statements in order to make a personal opinion on the value of a company and whether it is worthwhile to invest in that company.

Contain different investment strategies that can be used in these troubled time.

Has the market bottomed yet?

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Sunday, December 21, 2008

Certificate of deposits

Certificate of deposits are the safest investment possible. They are secure and insured in most countries. However they offer a low return.


Post in this category coming soon.


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Saturday, December 20, 2008

Various articles

This section contain posts that cannot be classified under other section. It contains post on various subjects that are of interest to the average investor.

How to spend wisely. The old fashion way.
Hello thrift. It is so long since we saw you.
Saving money is bad for the economy. But is good for you.
A long and deep recession?
The great depression 2 is coming.
Hard work is needed to get ou of the recession. Not wishful thinking.
What is a pyramid Scheme?
The duplicate content penalty exist
What is market capitalisation?

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How to be rich buying stocks!!

Why would you need to buy stocks you would ask? If you have been reading on the internet, you would realize that the future is uncertain and, whether a deflation or an inflation,the future is bleak and you can easily lose all your money.

Holding money is quite dangerous at the moment and you could lose everything in the recession. So you should decide what asset to buy. I have chosen stocks and real estates as they are easier to buy for the lay person.

So with your firm decision to save yourself from financial collapse lets move to step 2.

You should start by putting order in your finance. Be low on debt, ideally only a car or mortgage. Reduce debt as far as possible. Built thee to six months worth of expense in a separate savings account.

Its time to chose your broker. It is the most important step. I have found that most major banks have a brokerage service. Do not choose a brokerage firm that you don't know. I have chosen the brokerage service of my bank. I have known them for a long time and they can be trusted.
This step is the most important. Most brokerage service offer several type of services. They can be mere basic services(cheap) or with advice and support(expensive). I chose the basic one for i have chosen to do my research myself. If you are unsure chose the one that offer advice.

You now have broker. You would decide what stock to buy and he would buy it for you. Choose your stocks carefully. I have chosen companies that have been battered by the credit crunch and hence have low P/E ratio. Their services and goods are required for everyday life. They are leading companies in their field. Diversify in different field. I have chosen to buy stocks in banks, retailers, food companies, hotels, energy companies and commodities.

Here you are. You can now start to buy and have a chance to have a better future after the recession. Good luck.



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Thursday, December 18, 2008

Mutual funds

Mutual funds are nice instrument for those who cannot afford to learn about finance. Offer decent return with minimum risk.

Introduction to diversification
What is an index fund?
What is a mutual fund?
The different types of mutual funds

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Real estates

Real estates are not for the amateur. Offer good return only if done by professionals.

Post in this category coming soon.



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Calculators

This post will enable you to perform all the calculations that an investors will ever have to do.

What is compounding?

How to calculate the interest in your loan
Fixed and variable interest.
How to calculate simple interest on an investment

Simple and compound interest
How to calculate compound interest on an investment
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Options, futures and other instruments

I personally do not go into those instruments but what the hell.

Post in this category coming soon.


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Introduction to investing

Have ever wondered how rich people got so much money and why the rich get richer and the poor get poorer. It seems that the world is set in such a way that money flows from the poor and the workers to the rich. You may also have plans such as retiring early, to send your children to university or to buy a dream house.


These things will not happen if you do not start right now. The key to your future plans lies in investing. This blog will be the place where you will learn all the secrets that will make investing easy. So hang on and keep reading.

Below you will find links to different categories of posts that will help you understand the world of investing.


Various investment articles
Various investment articles that might be of help to you but cannot be classified under any of the headings below.

Debt management
Debt is the mortal enemy of the investor. So find out here on how to reduce it.

Investment strategies
Analyzing the different information available to you, including economic data, financial information from companies, among others that will help you make the right decision.


Investment instruments

Stocks
The investors instrument par excellence. They give high return but come with high risk. Not to be touch unless you are fully informed.

Bonds
Versatile debt and investment instrument. Safe depending on the source, they offer decent return for a medium risk.

Certificate of deposits
The safest investment possible. They are secure and insured in most countries. However they offer a low return.

Gold and precious metals
The hedge instrument par excellence. they keep their values over time but do not give any return.

Real estates
Not for the amateur. Offer good return only if done by professionals.

Mutual funds
Nice instrument for those who cannot afford to learn about finance. Offer decent return with minimum risk.

Options, futures and other instruments
I personally do not go into those instruments but what the hell.



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