How to plan your investments and spendings

In a modern family many projects need to be achieved and these have to be done with some planning or else some would fail. I am going to list them in order of importance.

1. Retirement
2. Mortgage
2. Children study
3. Buying a car
4. Holidays

These expenses were done in the past without any planning at all. As a result in many families some of them failed. The money in the family was used recklessly.

So folks now we have calculators that can help us to divide our money so that these projects can be realised.
So get used to them and your budget will be healthier even in this recession.